Building financial knowledge, skills and confidence for communities across Canada.
EOTO workshops provide the education and tools for Canadians to confidently take control of their financial decisions, goals and plans.
Our materials and courses have been developed by subject matter experts and are regularly updated with the most up-to-date content.
EOTO workshops have been helping Canadians increase their financial knowledge, skills and confidence since 2008.
Our content covers broad range of important financial topics such as RRSPs, home ownership, budgeting basics, and so much more. Modules are available on-demand, or as in-person or online workshops.
Our certified trainers from over 92 credit unions and partner organizations have delivered thousands of workshops to more than 24,000 Canadians across Canada since 2017.
In addition to facilitated workshops, the EOTO program offers a variety of free online modules for individuals to learn on their own schedule, at their own pace.
Start your financial empowerment journey today! Browse our online modules which you can begin on-demand at any time. Select a module to get started.
In this course you will learn how to choose the right account for your needs, ways to reduce fees and steps on how to open an account.
The information provided on this module is simple and basic information and not provided by an accountant. We recommend strongly to seek advice from a tax expert for any tax questions or contact the Canada Revenue Agency (CRA) directly.
A loan gives you access to the cash you need today, and lets you repay those funds over a period of time. In exchange for this convenience, you’ll need to pay extra fees in the form of interest.
According to Statistics Canada data from 2023, the average Canadian owes about $1.85 for every dollar of after-tax income they earn each year.
What EOTO partners have to say about the program
The Each One Teach One workshops are well designed, engaging, and informative. Whether it’s a senior who is better prepared to avoid a potential fraud situation or an attendee who wants to re-join the workforce and needs help with basic budgeting or building a healthy credit history, if I can even reach one person at each session and make a difference in their lives, then I’ve achieved my goal. I truly enjoy facilitating Each One Teach One workshops and supporting this very important program that truly has a positive impact to the local communities that we serve.
I’ve been a coach since 2015 and Assiniboine Credit Union (ACU) has trained over 40 staff to deliver financial literacy. We have a network of over 42 community partners who we work with to learn from and share our knowledge with. I feel many families have benefited from the workshops, I know my family would have if EOTO was around back then. We would have had the knowledge, strength and confidences to negotiate and ask questions; my family would have struggled less.
People quickly understand that money can get you things, but beyond that – how to manage it, how to plan and make it work for you, let alone the quagmire of what credit is, and how it works – is akin to being set out to sea in a fog, with one paddle and no compass. It’s so easy to demystify through the use simple of language, which is exactly what EOTO does – and it’s so rewarding to see our workshop attendees “getting” it.